Backed by

Combinator

Payroll and health insurance in 10 mins.

Unlike other providers, Central automates all government compliance paperwork and saves you from weeks of work, headaches & fines.

Quick onboarding and instant migration

Backed by

Combinator

Payroll and health insurance in 10 mins.

Unlike other providers, Central automates all government compliance paperwork and saves you from weeks of work, headaches & fines.

Quick onboarding and instant migration

Trusted by YC founders

We switched from Gusto to Central and now save ~20 hours per month. My advice: Just use Central.
We switched from Gusto to Central and now save ~20 hours per month. My advice: Just use Central.

Michael Suswal

2x YC Founder & COO Generation Lab

Payroll & hiring

Send offers and pay employees & contractors globally.

U.S. employees in 50 states

U.S. employees in 50 states

Contractors in 200+ countries

Contractors in 200+ countries

Onboarding suite & offer letters

Onboarding suite & offer letters

Termination & severance letters

Termination & severance letters

Paystubs, W2s & 1099s

Paystubs, W2s & 1099s

Reimbursements & payrun edits

Reimbursements & payrun edits

HRIS & employee database

HRIS & employee database

Automatic tax withholding & filing

Automatic tax withholding & filing

Health insurance

Get expert advice tailored to your company on plans from top carriers.

Top plans & carriers in 50 U.S. states

Plans & carriers in 50 U.S. states

Medical insurance & HSA

Medical insurance & HSA

Dental & vision insurance

Dental & vision insurance

Small group coverage & ICHRA

Small group coverage & ICHRA

401K & life insurance

401K & life insurance

Automatic payroll deductions

Automatic payroll deductions

Dependents & QLE

Edit coverage easily

Expert guidance

Expert guidance

Save weeks with Compliance 360°

Save weeks with Compliance 360°

Stay compliant in 50 U.S. states automatically & eliminate fines.

FINCEN reporting

Address change propagation

Foreign qualifications

Foreign qualifications

Payroll state registrations & taxes

Payroll state registrations & tax filings

Mail monitoring & registered agent

Mail monitoring & registered agent

Workers' compensation

Mandatory workers' compensation

Statement of information filing

Statement of information filing

DE certificate of good standing filing

DE certificate of good standing filing

Other state specific registrations

Other state specific registrations

Central deals with all the business bullsh*t that isn't central to our product/mission – payroll, hiring, benefits, compliance & more. Also, they’re extremely responsive!

Founder

Thomas Li

Founder & CPO
DeepNight (YC W24)

Central deals with all the business bullsh*t that isn't central to our product/mission – payroll, hiring, benefits, compliance & more. Also, they’re extremely responsive!

Founder

Thomas Li

Founder & CPO
DeepNight (YC W24)

At my previous startup, I did all the compliance work using Rippling, which was a huge distraction. Now, Central handles everything with just a quick onboarding call. Highly recommend founders use Central because doing this work yourself is a distraction and adds unnecessary risk to your company.

Founder

Ian Hinkley

Founder & CEO
DGI Apparel (YC W24)

At my previous startup, I did all the compliance work using Rippling, which was a huge distraction. Now, Central handles everything with just a quick onboarding call. Highly recommend founders use Central because doing this work yourself is a distraction and adds unnecessary risk to your company.

Founder

Ian Hinkley

Founder & CEO
DGI Apparel (YC W24)

Central automates our entire back office operations end-to-end so my team & I can focus on building a product people love.

Founder

Andy Li

Founder & CEO
Keywords AI (YC W24)

Central automates our entire back office operations end-to-end so my team & I can focus on building a product people love.

Founder

Andy Li

Founder & CEO
Keywords AI (YC W24)

Choosing Central for our payroll and business operations was easy. We wanted a product to keep us ahead of our headcount growth and operational expenses. Central does all that and more. I'm raving about Central to every founder I know.

Founder

Albrey brown

Founder & COO
Superfilter (YC S24)

Choosing Central for our payroll and business operations was easy. We wanted a product to keep us ahead of our headcount growth and operational expenses. Central does all that and more. I'm raving about Central to every founder I know.

Founder

Albrey brown

Founder & COO
Superfilter (YC S24)

An excellent partner from day one! Central has proactively built new features and educated us on best practices. The team understands startups and deeply cares about their customers.

Founder

Erick Enriquez

Founder & CEO
InQuery (YC W24)

An excellent partner from day one! Central has proactively built new features and educated us on best practices. The team understands startups and deeply cares about their customers.

Founder

Erick Enriquez

Founder & CEO
InQuery (YC W24)

As a first-time product-focused founder, Central has been fantastic. They get stuff done automatically without bothering me. Don’t waste your time on anything back-office related and just use Central.

Founder

Aditya Ganapathi

Founder & CEO
HeyPurple (YC W24)

As a first-time product-focused founder, Central has been fantastic. They get stuff done automatically without bothering me. Don’t waste your time on anything back-office related and just use Central.

Founder

Aditya Ganapathi

Founder & CEO
HeyPurple (YC W24)

Contact us

149 New Montgomery St.
San Francisco, CA 94105, U.S.

Yield is loading...

The SEC yield for a money market fund is calculated by annualizing its daily income distributions for the previous 7 days. An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although a money market fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in a money market fund. Yields fluctuate and past performance is no guarantee of future results. Before investing in any mutual fund or exchange-traded fund, you should consider its investment objectives, risks, charges, and expenses. The fund’s prospectus provides detailed information on the fund’s investment objective, principal investment strategies, risks, costs, and historical performance (if any), among other things. The prospectus can be found on the issuer's website. Please read the prospectus carefully before investing.

  1. Central Business Applications Inc ("Central") is a financial technology company, not a bank. Central partners with Stripe Payments Company for money transmission services and account services with funds held at Evolve Bank & Trust. Central cards are issued by Celtic Bank and serviced by Stripe, Inc. and its affiliate Stripe Servicing, Inc.

  2. Central has an engagement with Atomic Invest, LLC (“Atomic Invest”), an SEC-registered investment adviser, to bring you the opportunity to open an investment advisory account. Investment advisory services are provided by Atomic Invest. Companies which are engaged by Atomic Invest receive compensation of 0% to 0.85% annualized, payable monthly, based upon assets under management for each referred client who establishes an account with Atomic Invest (i.e., exact payment will differ). Atomic Invest also shares a percentage of compensation received from margin interest and free cash interest earned by customers with Central. Central is not a client of Atomic Invest, but our engagement with Atomic Invest gives us an incentive to refer you to Atomic Invest instead of another investment adviser. This conflict of interest affects our ability to provide you with unbiased, objective information about the services of Atomic Invest. This could mean that the services of another investment adviser with whom we are not engaged could be more appropriate for you than Atomic Invest. Neither Atomic Invest nor any of its affiliates is a bank. Investments in securities are Not FDIC insured, Not Bank Guaranteed, and May Lose Value. Investing involves risk, including the possible loss of principal. Before investing, consider your investment objectives and the fees and expenses charged by Atomic Invest as well as any management fees associated with individual securities. Advisory services through Atomic Invest are designed to assist clients in achieving a favorable outcome in their investment portfolio. They are not intended to provide tax advice or financial planning with respect to every aspect of a client’s financial situation and do not include investments that clients may hold outside of Atomic Invest. For more details about Atomic Invest, please see the Form CRS, Form ADV Part 2A, the Privacy Policy, and other disclosures. Brokerage services for Atomic Invest are provided by Pershing Advisor Solutions, a FINRA registered broker-dealer and member of SIPC. Custodial and clearing services are provided to Atomic Invest by Pershing LLC. All screenshots provided are for illustrative purposes only and any performance figures displayed should not be considered representative of actual performance.

  3. Atomic Invest LLC (“Atomic Invest”), through a clearing relationship with Pershing LLC (“Pershing”) offers a cash sweep program. Funds in transit to or from Program Banks are generally not FDIC-insured. The Sweep Program is administered by Pershing. Deposits at each Program Bank are insured by the FDIC up to $250,000 for each insurable capacity. Based on eligibility criteria, the two FDIC-insured programs (“Bank Deposit Programs”) offered are 1) Dreyfus Insured Deposits (DIDI) and 2) Liquid Insured Deposits. Funds deposited into each sweep program, in aggregate, are eligible for up to $2,500,000 of FDIC insurance. The sweep programs can be configured so that once the funds reach one or more Program Banks (up to $250,000 for each insurable capacity at up to ten Program Banks), then the next Bank Deposit Program will be initiated. Although certain types of accounts, such as trust accounts may be eligible for additional FDIC insurance based on the number of beneficiaries, funds will be allocated to each Program Bank in such a way that provides up to $250,000 of FDIC insurance for individual accounts and $250,000 of FDIC insurance for trust and other corporate account types, in each case per Program Bank. If clients elect to exclude one or more Program Banks from receiving deposits, the amount of FDIC insurance available through the Atomic Invest account may be lower. Clients are responsible for monitoring their total assets at each Program Bank, including existing deposits held at Program Banks outside of the Atomic Invest account, to ensure FDIC insurance limits are not exceeded, which could result in some funds being uninsured. For more information on FDIC insurance please visit www.FDIC.gov. Deposits held in Program Banks are not protected by SIPC. For more information see Pershing’s Terms and Conditions and the Atomic Invest Form ADV Part 2A.

Central

Contact us

149 New Montgomery St.
San Francisco, CA 94105, U.S.

Yield is loading...

The SEC yield for a money market fund is calculated by annualizing its daily income distributions for the previous 7 days. An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although a money market fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in a money market fund. Yields fluctuate and past performance is no guarantee of future results. Before investing in any mutual fund or exchange-traded fund, you should consider its investment objectives, risks, charges, and expenses. The fund’s prospectus provides detailed information on the fund’s investment objective, principal investment strategies, risks, costs, and historical performance (if any), among other things. The prospectus can be found on the issuer's website. Please read the prospectus carefully before investing.

  1. Central Business Applications Inc ("Central") is a financial technology company, not a bank. Central partners with Stripe Payments Company for money transmission services and account services with funds held at Evolve Bank & Trust. Central cards are issued by Celtic Bank and serviced by Stripe, Inc. and its affiliate Stripe Servicing, Inc.

  2. Central has an engagement with Atomic Invest, LLC (“Atomic Invest”), an SEC-registered investment adviser, to bring you the opportunity to open an investment advisory account. Investment advisory services are provided by Atomic Invest. Companies which are engaged by Atomic Invest receive compensation of 0% to 0.85% annualized, payable monthly, based upon assets under management for each referred client who establishes an account with Atomic Invest (i.e., exact payment will differ). Atomic Invest also shares a percentage of compensation received from margin interest and free cash interest earned by customers with Central. Central is not a client of Atomic Invest, but our engagement with Atomic Invest gives us an incentive to refer you to Atomic Invest instead of another investment adviser. This conflict of interest affects our ability to provide you with unbiased, objective information about the services of Atomic Invest. This could mean that the services of another investment adviser with whom we are not engaged could be more appropriate for you than Atomic Invest. Neither Atomic Invest nor any of its affiliates is a bank. Investments in securities are Not FDIC insured, Not Bank Guaranteed, and May Lose Value. Investing involves risk, including the possible loss of principal. Before investing, consider your investment objectives and the fees and expenses charged by Atomic Invest as well as any management fees associated with individual securities. Advisory services through Atomic Invest are designed to assist clients in achieving a favorable outcome in their investment portfolio. They are not intended to provide tax advice or financial planning with respect to every aspect of a client’s financial situation and do not include investments that clients may hold outside of Atomic Invest. For more details about Atomic Invest, please see the Form CRS, Form ADV Part 2A, the Privacy Policy, and other disclosures. Brokerage services for Atomic Invest are provided by Pershing Advisor Solutions, a FINRA registered broker-dealer and member of SIPC. Custodial and clearing services are provided to Atomic Invest by Pershing LLC. All screenshots provided are for illustrative purposes only and any performance figures displayed should not be considered representative of actual performance.

  3. Atomic Invest LLC (“Atomic Invest”), through a clearing relationship with Pershing LLC (“Pershing”) offers a cash sweep program. Funds in transit to or from Program Banks are generally not FDIC-insured. The Sweep Program is administered by Pershing. Deposits at each Program Bank are insured by the FDIC up to $250,000 for each insurable capacity. Based on eligibility criteria, the two FDIC-insured programs (“Bank Deposit Programs”) offered are 1) Dreyfus Insured Deposits (DIDI) and 2) Liquid Insured Deposits. Funds deposited into each sweep program, in aggregate, are eligible for up to $2,500,000 of FDIC insurance. The sweep programs can be configured so that once the funds reach one or more Program Banks (up to $250,000 for each insurable capacity at up to ten Program Banks), then the next Bank Deposit Program will be initiated. Although certain types of accounts, such as trust accounts may be eligible for additional FDIC insurance based on the number of beneficiaries, funds will be allocated to each Program Bank in such a way that provides up to $250,000 of FDIC insurance for individual accounts and $250,000 of FDIC insurance for trust and other corporate account types, in each case per Program Bank. If clients elect to exclude one or more Program Banks from receiving deposits, the amount of FDIC insurance available through the Atomic Invest account may be lower. Clients are responsible for monitoring their total assets at each Program Bank, including existing deposits held at Program Banks outside of the Atomic Invest account, to ensure FDIC insurance limits are not exceeded, which could result in some funds being uninsured. For more information on FDIC insurance please visit www.FDIC.gov. Deposits held in Program Banks are not protected by SIPC. For more information see Pershing’s Terms and Conditions and the Atomic Invest Form ADV Part 2A.

Central