Last updated: Apr 2, 2024

Central Business Applications Inc ("Central") is a financial technology company, not a bank. Central partners with Stripe Payments Company for money transmission services and account services with funds held at Evolve Bank & Trust. Central cards are issued by Celtic Bank and serviced by Stripe, Inc. and its affiliate Stripe Servicing, Inc.

Cash management account fee schedule:
Monthly account fee: $0
Incoming domestic wire: $0
Outgoing domestic wire: $0
ACH transaction fee: $0
Minimum balance: $0

Credit card fee schedule:
Physical business credit card: $0/card
Virtual business credit card: $0/card

Rewards Program

To be eligible for Rewards you must have an active Central Business Deposit Account, agree to the terms of conditions of both Central as well as Stripe, be a Delaware C-Corporation, and must meet all of the following criteria:

• You must use your Central Business Deposit Account and Central Business Card to be eligible for rewards.

• You must have received confirmation from Central of your eligibility period for rewards.

Listed Rewards

• Central’s Software Suite: Customers will receive access to a suite of software services, including fundraising tools, reports, connectivity to HRIS and Payroll software. Access to the software is subject to the Terms of Service of the Central software suite.

• Credits & Discounts: Central may offer credits and discounts to services offered by Central or external partners.

The terms and rewards of the program are subject to change. Central reserves the right to revoke your eligibility for rewards for any reason.